Terms & Conditions

Effective Date: February 11, 2026

These Terms & Conditions (“Terms”) govern your use of the website located at https://cofinance.com/ (the “Website”), owned and operated by Co Finance (“Co Finance,” “Company,” “we,” “us,” or “our”).

By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, you should not use this Website.

1. Website Use

You agree to use the Website only for lawful purposes and in compliance with all applicable laws and regulations.

You agree not to:

  • Use the Website in any way that violates federal, state, or international law
  • Attempt to gain unauthorized access to systems or networks
  • Interfere with Website security features
  • Transmit malicious code, viruses, or harmful content
  • Engage in fraudulent or misleading activity

We reserve the right to restrict or terminate access for violations of these Terms.

2. No Financial, Investment, or Legal Advice

The content provided on this Website is for informational purposes only.

Nothing on this Website constitutes:

  • Financial advice
  • Investment advice
  • Legal advice
  • Tax advice
  • An offer or solicitation to buy or sell securities or financial products

Users should consult qualified financial, legal, or tax professionals before making any financial decisions.

No client relationship is created by visiting this Website, submitting a contact form, or communicating with us.

3. Service Information

Descriptions of services on this Website are provided for general informational purposes only. Any engagement for services must be formalized through a written agreement executed by Co Finance and the client.

We reserve the right to modify, suspend, or discontinue any aspect of the Website or services described herein without notice.

4. Intellectual Property

All content on this Website, including but not limited to:

  • Text
  • Graphics
  • Logos
  • Icons
  • Images
  • Software
  • Layout and design

is the property of Co Finance or its licensors and is protected by U.S. and international intellectual property laws.

You may not:

  • Reproduce
  • Distribute
  • Modify
  • Create derivative works
  • Publicly display

any Website content without prior written permission.

5. Third-Party Links

This Website may contain links to third-party websites. These links are provided for convenience only.

Co Finance:

  • Does not control third-party websites
  • Does not endorse their content
  • Is not responsible for their privacy practices or terms

Use of third-party websites is at your own risk.

6. Privacy & Cookies

Your use of this Website is also governed by our:

  • Privacy Policy
  • Cookie Policy

These policies explain how we collect, use, and protect your personal information, including use of TrustArc consent management tools and AudioEye accessibility technologies.

7. Accessibility Tools Disclaimer

This Website may utilize AudioEye or similar accessibility enhancement tools to assist users with disabilities.

While we strive to improve accessibility, such tools provide automated assistance and do not guarantee full compliance with accessibility laws, including but not limited to:

  • The Americans with Disabilities Act (ADA)
  • WCAG guidelines
  • Section 508

If you encounter accessibility barriers, please contact:

info@cofinance.com
(414) 316-6000

8. Disclaimer of Warranties

The Website and all content are provided “as is” and “as available” without warranties of any kind, whether express or implied.

We disclaim all warranties, including:

  • Merchantability
  • Fitness for a particular purpose
  • Non-infringement
  • Accuracy or completeness

We do not guarantee that:

  • The Website will be error-free
  • The Website will be secure
  • The Website will be uninterrupted
  • Information will be accurate or current

9. Limitation of Liability

To the fullest extent permitted by law, Co Finance shall not be liable for any:

  • Indirect
  • Incidental
  • Special
  • Consequential
  • Punitive damages

arising out of or related to the use of this Website.

If liability is found, it shall not exceed the amount paid (if any) to access the Website.

10. Indemnification

You agree to defend, indemnify, and hold harmless Co Finance, its officers, employees, affiliates, and agents from any claims, damages, losses, or expenses arising from:

  • Your use of the Website
  • Violation of these Terms
  • Violation of applicable law

11. International Users

This Website is operated from the United States.

If you access the Website from outside the U.S., you are responsible for compliance with local laws. Information may be transferred to and processed in the United States.

12. Governing Law

These Terms are governed by the laws of the United States and the State of Wisconsin, without regard to conflict of law principles.

Any disputes shall be resolved in the appropriate state or federal courts located in Wisconsin.

13. Changes to These Terms

We reserve the right to update or modify these Terms at any time.

Changes become effective upon posting to the Website with a revised Effective Date.

Continued use of the Website constitutes acceptance of updated Terms.

14. Contact Information

If you have questions regarding these Terms & Conditions, please contact:

Co Finance
Email: info@cofinance.com
Phone: (414) 316-6000
Website: https://cofinance.com/