Opt-Out Policy

Effective Date: February 11, 2026

This Opt-Out Policy explains how individuals may exercise privacy rights regarding personal information collected by Co Finance (“Co Finance,” “we,” “us,” or “our”) through https://cofinance.com/ (the “Website”).

This Policy should be read together with our Privacy Policy and Cookie Policy.

1. Sale or Sharing of Personal Information

Co Finance does not sell personal information.

We also do not share personal information for cross-context behavioral advertising purposes as defined under the California Consumer Privacy Act (CCPA/CPRA).

If our data practices change in the future, we will update our Privacy Policy and provide a clear “Do Not Sell or Share My Personal Information” mechanism.

2. California & U.S. State Privacy Rights

If you are a resident of California or another U.S. state with applicable privacy rights, you may have the right to:

  • Request access to personal information we collect
  • Request deletion of personal information
  • Request correction of inaccurate personal information
  • Request information about categories of data collected and disclosed
  • Limit use of sensitive personal information (if applicable)
  • Not be discriminated against for exercising privacy rights

To submit a privacy request, contact:
info@cofinance.com
(414) 316-6000

We may verify your identity before fulfilling requests.

3. GDPR & International Opt-Out Rights

If you are located in the European Economic Area (EEA), United Kingdom, or other applicable jurisdiction, you may have the right to:

  • Access your personal data
  • Rectify inaccurate information
  • Request erasure
  • Restrict or object to processing
  • Withdraw consent at any time
  • Request data portability

Consent-based processing (such as non-essential cookies) may be withdrawn at any time.

To exercise GDPR rights, contact info@cofinance.com.

4. Cookie & Tracking Opt-Out

Co Finance uses a consent management platform provided by TrustArc to manage cookie preferences.

Users may:

  • Accept or reject non-essential cookies
  • Modify consent preferences
  • Withdraw consent at any time

To update preferences, click the “Cookie Settings” link available on the Website.

Strictly necessary cookies cannot be disabled as they are required for Website functionality.

5. Email & Marketing Communications

If you receive communications from Co Finance, you may opt out of marketing emails by:

  • Clicking the unsubscribe link in the email
  • Contacting us directly

Please note that transactional or service-related communications may still be sent if necessary.

6. Authorized Agents

Where permitted by law, you may designate an authorized agent to submit requests on your behalf. We may require verification of identity and written authorization.

7. Response Timeframes

We will respond to privacy rights requests within the timeframes required by applicable law:

  • Up to 45 days under U.S. state privacy laws
  • Within one month under GDPR (unless an extension is permitted)

8. Contact Information

If you have questions about this Opt-Out Policy or wish to exercise your rights, contact:

Co Finance
Email: info@cofinance.com
Phone: (414) 316-6000
Website: https://cofinance.com/